GuardClaims delivers independent, real-time risk assessments on insurance contracts — before underwriters commit. Structured verdicts, jurisdiction-aware coverage recommendations, and claim handler instructions delivered in seconds.
Built for insurance professionals
Process
Your workflow sends contract data to GuardClaims via API, webhook, or direct portal. No changes to your existing systems required.
GuardClaims analyses the contract across multiple risk dimensions, cross-referencing market intelligence and vehicle history in real time.
A structured verdict arrives instantly: risk score, coverage recommendation, and operational instructions for claim handlers if the policy is bound.
Capabilities
Every assessment returns a score, a risk level, and a coverage recommendation — from full approval to staged terms with co-insurance requirements.
Real-time cross-reference against auction sales and market listings detects when insured values diverge significantly from what the vehicle would actually fetch.
Insurance history, prior claims, structural repairs, and ownership changes are factored into every assessment — surfacing risk that paper records conceal.
When full coverage is inadvisable, GuardClaims structures a path: initial restricted terms, a probationary period, and conditions under which coverage can escalate.
Instructions for your assistance network and claim handlers travel with the policy. When an incident occurs, the right evidence is captured from the first call.
GuardClaims monitors flagged contracts that were declined. When the vehicle appears in a loss event elsewhere within the watch window, the prevention is confirmed.
Compliance & Data
Applicable Legal Frameworks
Data Processing
For Insurance Companies
GuardClaims integrates with your existing workflow via REST API or direct portal access. Request a demo and we will walk you through a live assessment with your own contract data.
Contact
GuardClaims is available to insurance companies, underwriting teams, and fraud investigation units. Access is by arrangement — we work directly with insurers and their technical teams to onboard cleanly.